UPDATED CONNECTICUT MEDICAID FIGURES FOR 2025

Each year brings changes to several key Medicaid figures, which are adjusted for inflation.   Below are the Connecticut Medicaid (also known as Title XIX and Husky C) figures that apply as of January 1, 2025:

Husky C (Medicaid in Skilled Nursing Facility) 

2025 

Amounts 

Community Spouse Protected Amount (Maximum)(Changes Jan. 1st)

$157,920 

Community Spouse Protected Amount (Minimum)(Changes Jan. 1st)

$50,000  

Institutionalized Spouse Asset Limit

(Changes Jan. 1st)

$1,600 

Monthly Maintenance Needs Allowance for Community Spouse (Maximum)(Changes Jan. 1st)

$3,948.00/mo. 

Monthly Maintenance Needs Allowance for Community Spouse (Minimum)(Changes July 1st) (1.5 x FPL for 2) 

$2,555.00/mo.     

Home Equity Exemption (if home not occupied by spouse or disabled child, or minor child)  

(Changes Jan. 1st) 

$1,097,000 

Connecticut Average monthly cost of care in a Skilled Nursing Facility (for penalty calculations)(as of July 1, 2024) 

$14,939 

Shelter Allowance(Changes July 1st) (.3 x 1.5 FPL for 2) 

$766.50 

Utility Allowance(SUA)(Changes Oct. 1st) 

$950/mo. 

Personal Needs Allowance  

  • Skilled Nursing Facility(Changes July 1st) 

  • Home care (2 x FPL for 1) (Changes March 1st) 

 

$75/mo. 

$2,510/mo. 

Connecticut Home Care Program for Elders  

(Level 3 Medicaid) 

 

  • Asset Limit 

$1,600 single 

$3,200 couple 

  • Inc. Limit (3 x SSI max benefit) (Changes Jan. 1st) 

$2,901/mo. 

  • Maximum Income Limit to avoid Applied Income  

(2 x FPL) (Changes March 1st) 

$2,510.00/mo. 

State Funded Home Care (requires 3% cost share)(changes Mar. 1st) 

 

  • Asset Limit-single person (150% min CSPA) 

$46,242 

  • Asset Limit-married couple (200% min CSPA) 

$61,656 

SSI 2025 Limits $967 individual/$1,450 couple 

 

Medicare Savings Programs(changes March 1st) 

 

  • Qualified Medicare Beneficiary (211% FPL) 

$2,752/mo single 

$3,719/mo couple 

  • Specified Low Income Medicare Beneficiary (231% FPL) 

$3,013/mo single 

$4,072/mocouple 

  • Additional Low Income Medicare Beneficiary (246% FPL) 

 

$3,209/mo single 

$4,336/mo couple 

 Prepared by Jack Reardon, J.D., LL.M., CELA                                                         

  Last updated 04/10/2025

About the Author

Jack is a certified elder law attorney and a past President of the Connecticut Chapter of the National Academy of Elder Law Attorneys (NAELA), where he also serves on the Public Policy Committee, lobbying state government to protect the rights of the elderly. He is an active member of both the Elder Law Section and Estates & Probate Section of the Connecticut Bar Association.  Jack is also a board member of the Estate & Tax Planning Council of Eastern Connecticut and a member of the New London County Bar Association.